Westpac

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Access Westpac Banking Benefits


Westpac's long partnership with Retail NZ to support the growth of New Zealand's retail industry provides our members with a range of special deals including:

  • an all-in-one, low cost business banking option
  • discounted merchant rates
  • a range of personal banking benefits including discounted home loans

Find out more about Westpac and their special deals for business and personal banking:


Lower credit card processing rates for Visa and MasterCard


Main Bank

Non Main Bank
Retail NZ Card Present 1.64% 1.95%
Card Not Present 1.89% 2.20%

Online or ecommerce merchant rates start at 2.75% but are negotiable based on monthly payment volume.


Fees differ depending on whether you have transactional banking with Westpac. Additional fees apply for electronic payment gateway transactions. Details of these fees are available on application to Westpac.